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2020 Medical scheme waiting periods …

    https://www.discovery.co.za/wcm/discoverycoza/assets/medical-aid/underwriting/medical-scheme-wp-and-ljp.pdf

    Late Joiner Penalty - Medical Aid …

      https://www.medicalaidcomparisons.co.za/late-joiner-penalies/
      A Late Joiner Penalty can be imposed on members over the age of 35. Depending on the number of years that they …

    Medical Aid Schemes: Late Joiner Penalties - Genesis …

      https://www.genesismedical.co.za/medical-aid-schemes-late-joiner-penalties/
      Formula to calculate Mary’s late joiner penalty: 63 – (35 + 3 + 7) = 18 Mary’s number of years without medical aid cover after the age of 35 and her current age are 18 …

    Late Joiner Penalty’? I’ve never been late in …

      https://www.nfb.co.za/knowledge/articles/knowledge-detail/2020/11/23/late-joiner-penalty-i-ve-never-been-late-in-my-life!
      To determine the applicable penalty band to be applied to a late joiner, the following formula is used: A = B minus (35 + C) “A” means the number of years to be …

    Late Joiner Penalty and medical aid: what you need to …

      https://rehealth.co.za/question-will-i-have-to-pay-a-late-joiner-penalty/
      A late joiner penalty (LJP) is a permanent penalty of 5% -75% paid by some medical aid members who are over 35 years old. Not everyone over 35yrs pays this …

    What is a Late Joiner Penalty? – Direct Financial Planning

      https://directfp.zendesk.com/hc/en-us/articles/360012681119-What-is-a-Late-Joiner-Penalty-
      Formula to calculate Mary’s late joiner penalty: 63 – (35 + 3 + 7) = 18 Mary’s number of years without medical aid cover after the age of 35 and her current age are 18 years. …

    How to avoid late joiner penalties on your …

      https://www.fanews.co.za/article/healthcare/6/medical-schemes/1078/how-to-avoid-late-joiner-penalties-on-your-medical-scheme/28549
      How is a late-joiner penalty calculated? The formula used to calculate the late-joiner penalty is the member’s current age (on date of registration) minus 35 …

    Late Joiner Penalty for Older Medical Aid Members

      https://www.samedicalaid.co.za/late-joiner-penalty-for-older-members/
      The equation for calculating the late joiner penalty depends on the years without cover. Current age – (35 – Number of years of previous cover) = Years without cover. …

    How to avoid late joiner penalties on your medical …

      https://www.news24.com/fin24/Money/Money-Clinic/money-clinic-how-to-avoid-late-joiner-penalties-on-your-medical-scheme-20200401-2
      The formula used to calculate the late-joiner penalty is the member’s current age (on date of registration) minus 35 plus the number of years of previous cover …

    Medical Schemes Act: The medical aid …

      https://www.dailymaverick.co.za/article/2021-01-06-medical-schemes-act-the-medical-aid-penalty-that-ignores-unforeseen-circumstances/
      The loading is based on the risk portion of the contribution and is calculated according to the years without cover after this age, with credit given for years of cover …



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