Medical Benefits Spousal Surcharge

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Spousal Surcharge: A Fix for Rising Costs of Employer …

https://www.mcclone.com/blog/spousal-surcharges-another-technique-to-address-rising-health-insurance-costs

A common model is one in which an employer pays 70 – 80 percent of premiums and requires the employee to pay the other 20 – 30 percent. A spousal surcharge is an additional fee or premium that an employee is required to pay if his or her …

‘Carving Out’ Spousal Benefits: Cost-Cutting, with …

https://www.shrm.org/ResourcesAndTools/hr-topics/benefits/Pages/spousal-carve-outs.aspx

‘Carving Out’ Spousal Benefits: Cost-Cutting, with Repercussions Employers that “carve out” spousal coverage from their health plans could potentially generate big savings. But …

Section 2: Health Benefits Offer Rates – …

https://www.kff.org/report-section/ehbs-2020-section-2-health-benefits-offer-rates/

Figure 2.9: Among Firms Offering Benefits, Percentage That Offer to Spouses and Dependents, by Firm Size, 2020 …

Spousal Surcharge | PSU Human Resources

https://hr.psu.edu/benefits/insurance/health/spousal-insurance-surcharge

Spousal Insurance Surcharge. Employees must pay an additional cost to cover a spouse who has the option to elect health care coverage through their employer. The additional …

SPOUSAL SURCHARGE FREQUENTLY ASKED …

https://www.archstl.org/Portals/0/Documents/HR/Benefit%20-HealthPlanSummaries/FAQ%20Spousal%20Surcharge%20Policy%202021-2022.pdf?ver=2021-06-25-134710-760

spousal surcharge is an extra charge that an Archdiocesan employee pays for electing to insure a spouse who has subsidized health insurance coverage available …

Spousal and Dependent Carve-Outs and Surcharges

https://www.thehortongroup.com/resources/spousal-and-dependent-carve-outs-and-surcharges/

Background. As healthcare costs continue to rise, more and more employers are considering implementing eligibility carve-outs and premium surcharges as a …

Spousal Exclusions on the Rise - SHRM

https://www.shrm.org/hr-today/news/hr-magazine/Pages/1111tobenkin.aspx

The size of the spousal surcharge helps determine whether the surcharge is effective—both by increasing premium revenue and by giving spouses an …

Why is there a spousal surcharge for health insurance?

https://insuredandmore.com/why-is-there-a-spousal-surcharge-for-health-insurance

A spousal surcharge is an additional fee or premium that an employee is required to pay if his or her spouse has an alternative source for healthcare …

What Is a Spouse Surcharge in …

https://www.sapling.com/8577757/spouse-surcharge-insurance

Each employer decides under which circumstance it will cover spouses or apply the spouse surcharge. Employers often restrict spousal coverage without payment of a surcharge to unemployed spouses, …

How do you avoid a spousal surcharge? - insuredandmore.com

https://insuredandmore.com/how-do-you-avoid-a-spousal-surcharge