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Health Insurance Surcharges for Tobacco Users

    https://www.verywellhealth.com/health-insurance-surcharges-for-tobacco-users-state-and-federal-rules-5082888
    Employer-sponsored health plans can incorporate tobacco surcharges, which can also be up to 50% of the standard premium unless a state has a lower limit (the ACA allows up to a 50% tobacco surcharge for small-group coverage, and Department of …

How Do Health Insurance Companies Know if You Smoke?

    https://healthcareinsider.com/health-insurance-smokers-42747
    Although health insurance companies are allowed to charge smokers up to 50% more for premiums in most states, some “smoker-friendly” carriers do not. If you …

Coverage for Tobacco Use Cessation Treatments | CDC

    https://www.cdc.gov/tobacco/quit_smoking/cessation/coverage/index.htm
    Insurance coverage for smoking cessation treat­ment that is comprehensive, barrier-free, and widely promoted is cost-effective. 1 Cessation treatments are both …

What You Need to Know About Smoking and Health Insurance

    https://www.healthmarkets.com/resources/health-insurance/smoking-and-health-insurance/
    The Cost of Health Insurance for Smokers Vs. Nonsmokers. Under the Affordable Care Act , health insurance premiums are based on the following factors: plan …



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