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Spousal Surcharge: A Fix for Rising Costs of Employer …

    https://www.mcclone.com/blog/spousal-surcharges-another-technique-to-address-rising-health-insurance-costs
    The practice of spousal surcharges is sometimes viewed as an effective way for employers to hold down healthcare costs by dissuading spouses (i.e., a husband or wife who has other insurance options) from enrolling in the employee’s group plan. The …

‘Carving Out’ Spousal Benefits: Cost-Cutting, with …

    https://www.shrm.org/ResourcesAndTools/hr-topics/benefits/Pages/spousal-carve-outs.aspx
    Imposing a surcharge on coverage for spouses who have health insurance available elsewhere. Eliminating premium subsidies for spouses who have health insurance …

Spousal and Dependent Carve-Outs and Surcharges

    https://www.thehortongroup.com/resources/spousal-and-dependent-carve-outs-and-surcharges/

    What Is a Spouse Surcharge in Insurance? | Sapling

      https://www.sapling.com/8577757/spouse-surcharge-insurance
      Spouse Surcharge. The spouse surcharge applies when a working spouse has access to a comparable group health insurance on her job and chooses not to enroll in that plan. The surcharge amount -- such as $30 …

    SPOUSAL SURCHARGE FREQUENTLY ASKED …

      https://www.archstl.org/Portals/0/Documents/HR/Benefit%20-HealthPlanSummaries/FAQ%20Spousal%20Surcharge%20Policy%202021-2022.pdf?ver=2021-06-25-134710-760
      A spousal surcharge is an extra charge that an Archdiocesan employee pays for electing to insure a spouse who has subsidized health insurance coverage …

    Spousal Surcharge | PSU Human Resources

      https://hr.psu.edu/benefits/insurance/health/spousal-insurance-surcharge
      Spousal Insurance Surcharge. Employees must pay an additional cost to cover a spouse who has the option to elect health care coverage through their employer. The additional …

    How do you avoid a spousal surcharge? - insuredandmore.com

      https://insuredandmore.com/how-do-you-avoid-a-spousal-surcharge
      Asked by: Ally Rodriguez | Last update: February 11, 2022. Score: 4.3/5 ( 18 votes ) To avoid paying the surcharge, your spouse or partner can enroll in his or her …

    Navigating the Issues of Working Spouse Surcharge

      https://www.linkedin.com/pulse/navigating-issues-working-spouse-surcharge-lateef-tomori
      The spousal surcharge method is a reliable option to help both businesses and families save costs on medical insurance. Is Spousal Surcharge Tax-deductible? Yes, the working spouse surcharge is a ...

    Employers Penalizing Spouses For Health Insurance

      https://www.forbes.com/sites/nextavenue/2013/04/25/employers-penalizing-spouses-for-health-insurance/
      More Firms Slap on Spousal Surcharges. In 2012, 18% of employers with 5,000 or more employees had some type of spousal surcharge provision, up from 15 percent in 2011, according to the Mercer …

    What is a medical surcharge? - insuredandmore.com

      https://insuredandmore.com/what-is-a-medical-surcharge
      A spousal surcharge is an additional fee or premium that an employee is required to pay if his or her spouse has an alternative source for healthcare coverage …



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